We understand that cost is an important factor when it comes to making decisions about your dental care. We are dentists that take insurance. We want to work with you to be able to provide the best for you and your family. We try to offer as many options as we can to find one that fits you.

Most insurances and all major credit cards accepted

At Pearl Dental Arts, we are Preferred Providers and Participating Providers in a lot of dental insurance plans.

We bill your insurance direct, we fill out all the forms and submit them, we handle all the paper-work and we collect directly from the insurance companies. You only have to pay us the portion not covered by your Insurance.

These are some of the Insurance policies that we accept:

  • Aetna PPO
  • AARP/Delta Dental
  • Afflack
  • Asbestos Workers’
  • Assurant
  • Benefit Concepts
  • Carpenters’ Health and Welfare Fund
  • Cigna
  • Colonial Healthcare
  • DDP/Metlife
  • Dearborn National Dental
  • Delta Dental
  • Denex Dental
  • Dentemax
  • Empire Blue Cross/Blue Shield
  • Fidelio
  • GEHA
  • Guardian
  • Heavy and General Laborers’ Fund
  • Humana
  • Horizon
  • Insurance Admin. of America
  • Laborers’ Welfare Fund
  • Metlife
  • Principal
  • Travellers PPO
  • United Healthcare
  • United Concordia

And many more. If you do not see your Insurance plan on this list, please give us a call or contact us by email and we will be glad to contact your Insurance to become a participating provider. For more financial information please give us a call.

We also accept all major credit cards including: Visa, MasterCard, American Express and Discover, as well as debit cards

Flexible Spending Accounts (FSA)
If your employer offers a medical spending account, it will allow you to cover your cosmetic dentistry treatment cost using pre-tax income that is set aside for medical expenses.

No Insurance? No problem!

We offer all new patients a special limited-time offer:
(not an Insurance plan but a courtesy discount)

  • Get 2 exams, 2 Cleanings & 2 X-rays Per Year
  • Plus 10% OFF our regular fees on All Treatment
  • For Only $129 per year!(not applicable on implants and veneers)

Care Credit

We also participate in Care Credit financing. Through Care Credit, patients (with approved credit) can be eligible for 0% interest-free financing of up to 24 months! The Care Credit application can be filled out in the office and processed immediately often allowing you to start treatment the same day.

Call us at 1-888-PEARL-81!