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Your 2018 Dental Insurance Benefits and Flex Spending Expire Soon

By Abid Paghdiwala, DMD on November 17, 2018


Are you going to be one of the millions of people who will leave a lot of money on the table at the end of 2018?

Each year, over 97% of people with dental PPO insurance do not utilize the maximum dental allowance their plan offers. Many people also set aside a lot of good, hard-earned money in their Flexible Spending Accounts (FSA) and do not utilize it fully before Dec. 31.

And whatever you do not use up before year end, usually never rolls over into the next year. It is gone, forever, only to increase the profits of your insurance company or your employer! That's why we say, "Use It or Lose It".

Therefore, if you haven’t had your 6 monthly and your annual checkup, cleanings and x-rays, get them done before Dec 31st.

If you need fillings or crowns, get them before Dec. 31st.

If you had been told that you need gum (periodontal) treatment or root canals or Invisalign or implant related procedures, get them before Dec 31st. In certain situations, where extensive treatment is needed, it might be necessary to spread the treatment over two years. In that case, your 2018 and your 2019 Insurance allowance can be combined to pay for the insurance portion to the maximum and reduce your out-of-pocket expense. If you start a new treatment plan now, in Novemebr-December 2018, you can continue  with the treatment after Jan. 1, 2019 and take advantage of the maximum insurance allowance of 2017 and 2018. and we accept payment directly from the Insurance for the portion covered by the. You will only have to pay the deductible and the portion not covered by your insurance. We accept most credit cards and 

At Pearl Dental Arts, we are participating dentists in a lot of Insurance Plans, we fill out your insurance claims, we handle all the paper-work and forms, and we accept payment directly from the Insurance for the portion covered by the insurance. You will only have to pay the deductible and the portion not covered by your insurance. We accept most credit cards and accept Care Credit, which allows interest free 0% financing for upto 24 months.

So call us right away, at our Newtown office, at 215-504-4070, or at our Levittown office, at 215-949-8000, or visit us online at www.pearldentalarts.com/contact to set up an immediate appointment. This time of the year, it is difficult to get appointments at short notice, and so it becomes even more urgent to call/email us for an immediate appointment.

And remember, the clock's ticking........ When it strikes midnight on New Year's eve, it's all over.

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