Flexible Financing Makes Dental Treatment Affordable


If you have been putting off a visit to the dentist due to cost, you are not alone. A study conducted by the Health Policy Institute of the American Dental Association found that over 40 percent of people surveyed did not visit the dentist because could not afford dental care

At Pearl Dental Arts, Drs. Abid Paghdiwala and Murtaza Paghdiwala understand that cost is a concern for many families. We offer dental financing options to help you get the treatment you need now before the onset of more serious oral health issues. All three of our practice locations in Monroe, NJ, Newtown, PA, and Levittown, PA, have friendly team members who can help make the treatment you need affordable. 

Dental Insurance 

We accept most dental insurance plans. Dental insurance is complicated, so our friendly team will gladly:

  • Bill your insurance directly
  • Help you fill out and submit the necessary forms 
  • Collect directly from your insurance company 

The insurance plans that we accept include: 

If your insurance plan is not listed, this does not mean that we do not accept your insurance. Therefore, we encourage you to contact our practice to learn more about how your insurance might apply to our services. 

We work with many insurance providers and can help you get the most out of your benefits. 

Credit Cards 

All three of our office locations accept most major credit cards, including: 

  • Visa
  • MasterCard 
  • American Express 
  • Discover Card 

If you have a credit card that gives you points for every dollar you spend, getting dental treatment now can help you enjoy substantial benefits later. 

At Pearl Dental Arts, we make dental care affordable by accepting most insurance plans, offering payment options, and allowing you to enroll in our cost-effective membership plans. 

Flexible Spending Accounts 

Many employers offer flexible spending accounts, or FSAs. These allow you to put aside your pre-tax dollars to use for medical and dental care. If you are planning to undergo a procedure such as dental implant treatment in the coming year, ask your employer whether they offer flexible spending accounts. 

Third-Party Lenders 

If you wish to finance your treatment with a third-party lender, we accept financing through CareCredit®. CareCredit allows patients with approved credit to secure interest-free or low-interest financing with flexible repayment terms. For your convenience, we allow patients to fill out their CareCredit applications in our office for immediate processing so that you can get treatment on the same day. 

Pearl Dental Arts Membership 

If you do not have dental insurance, we also offer a limited-time membership plan that gives you: 

  • Discounts on regular dental exams, professional cleanings, X-rays, and emergency dental exams 
  • 20 percent off list prices on all treatments 

This plan is available at low monthly rates.  

You Can Afford Dental Care 

At Pearl Dental Arts, we make dental care affordable by accepting most insurance plans, offering payment options, and allowing you to enroll in our cost-effective membership plans. To learn more about your options, request a consultation online or call our Newtown office at (215) 504-4070. 

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"Getting dental implants has changed my life. I can now eat steak with my dentures in! I would recommend Pearl Dental Arts to anyone with apprehensions about finding the best dental care."

Satisfied Patient

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Levittown Office

4409 New Falls Rd
Levittown, PA 19056

Open Today 9:00am - 3:00pm

Newtown Office

660 Newtown Yardley Rd
Ste 100
Newtown, PA 18940

Open Today 9:00am - 6:00pm

Monroe, NJ Office

365 Spotswood Englishtown Road
Monroe, NJ 08831

Closed Today

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